If you are managing your budget, it is absolutely necessary to have some savings in case of an emergency. You will never be able to predict what might happen: your car may break down, the boiler stopped working, or you will simply get sick, and you need some cash to buy medications.

However, not all can afford to make monthly donations to this “emergency fund,” so people in need call for the help of online lenders. Most often, these are payday lenders. Payday loans are easy to get and repay.  It only takes about 10 minutes to apply for a loan, and you’ll get an approval in less than an hour or two.

Here are the top four our recommendation that you can choose from:

  1. OneMain Financial
    Our rating: 4.3
    What borrowers from OneMain Financial said: “The customer service here is great! This is a hassle-free option for a very fast, emergency loan. Their managers go above and beyond to make the process go smoothly. I would recommend this business to anyone on the need for a very fast, hassle-free, short-term loan. They are very professional and knowledgeable. “
  2. Small-Cash
    Our rating: 45
    What borrowers from Small Cash said: “I enter this site after I left my bank because my bank told me it would take 7-14 days to cash my check, and I couldn’t wait that long coz I had to pay my employees. So when I came to Small Cash, and it was fantastic. Easy and fast. I would highly recommend this company to my family and friends. Thanks for all the help you have provided. It was exceptional customer service. Keep up the good work.”
  3. Loan Till Payday
    Our rating: 4.8
    What borrowers from Loan Till Payday said: “I was having issues cashing my check. I went to check into cash to try and see if they could pay it for me, and they were able to! The process is so fast, easy, and simple. I would highly recommend this place.”
  4. Express Check
    Our rating: 4.2
    What borrowers from Express Check said: “Great asset to this company!! I highly recommend this place for check cashing. I would suggest that if you do have to borrow, come on over to this site. I have no problems with customer service, and they do their best to get you some cash.”